hold it, spend it, borrow against it, get paid with it — one balance, one card, one app. coming to europe first.
stable euros or dollars — your pick. in from your bank in seconds, out just as fast, earning quietly while it sits.
explore balancesa real credit line, built into your money — spend it on the card, send it to your bank, or use it straight at marco partners. repay on your terms as your limit grows.
how credit worksone visa card for both — your balance and your credit line. it works anywhere on earth cards do.
meet the cardbuilt to be europe's spending card — real perks from the airlines, hotels and shops you already love, just for paying with marco.
explore rewardsturn any purchase into 2, 4 or 6 easy parts at no extra cost — on the card, in the app, across the marco network.
how splitting worksemployers and platforms across europe pay their people over marco business — salaries, gig earnings, expenses — landing in seconds, any day of the month. worked it? marco fronts it before payday.
marco for business →a few taps in the app, an answer in minutes — and a loan shaped to the moment: travel, car, renovation, or just faster cash when life won't wait.
explore loanscards that quit when you cross a line on a map. salaries that land days late. savings that melt where currencies wobble. none of it is your fault — the rails are just old.
marco is one balance in stable money, credit built in, and a card that works wherever you land. new rails underneath. calm on top.
money without borders. marco.
to a friend across the table or family across a border — sent in seconds, any hour, any day. and you get paid the very same way.
join the waitlistthe gap before payday, the trip you didn't plan, the table you split — marco covers the space between moments.
one balance, one card, one app — launching in europe first. the waitlist is open.